What kind of insurance should young marrieds have?
My husband and I are 30 and 35 and in good health. He works and I’m a stay at home wife. I’d like to ensure that, should something happen to either of us, the other is ‘taken care of’ financially. What kind of life insurance... Read More
Can an auto insurance company legally collect for unpaid premiums?
Here’s the situation: person sets up car insurance through an employee plan to automatically deduct from their paycheck. Goes on with life; insurance policy is in effect. Over a year later, gets a call from insurance company saying hey, whoops,... Read More
How do I get information about a life insurance policy where I am beneficiary?
My Dad told me he named me on a life insurance policy. He just died. Because of certain family dynamics, I may not ever receive information regarding this policy. Is there some way I can contact the major companies to find out if the policy is with... Read More
How do I go about getting life insurance when I do not like dealing with salespeople?
I always feel like they want to keep selling me more and more….I just want a simple term life insurance policy for myself, and my husband. What is the EASIEST way to get this set up, sans all the sales rigmarole? Posted by feeddaneed Read More Ø
What would happen if you applied for life insurance and made a false statement on the application?
For instance, if you said you didn’t have a pre-existing medical condition when actually you did. I currently have a Life Insurance policy that has been in effect for about 30yrs. But I wasn’t truthful when I applied. What is likely to... Read More
How long should I get a term life insurance policy for?
I’m researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60, 75 or 100 years? Posted by tanorak2 Read More Ø
What options are availible to me for life insurance for my father who has pre existing conditions?
My dad over the past several years has seen his health go down hill, and until recenly, i have not been able to afford a life insurance policy for him. He has had strokes and heart attacks, so there are some pre existing conditions. Are there any life... Read More
What happens to the Life insurance policy if the petitioner gets a death sentences?
I’m just curious about the following scenario Lets say someone has a life insurance and get a death sentences. Would the life insurance policy be automatically void? Posted by Cheshire Cat Read More Ø
What are the tax consequences of a life insurance policy that I received from a family memeber?
I received a Form 702 from a small life insurance settlement & am not sure if I will owe any taxes on this. My first & only clue so far is that when running through TurboTax there doesn’t appear to be any section to reference or include... Read More
How do you discuss a life insurance policy with your grandparent?
My grandmother is almost sixty years and she does not have a life insurance policy. We were talking and I asked her what she had in place in case of a situation. She said nothing. Her plan is for us to sell her house and split the money. Posted by alicia Read More Ø
