And does the time start all over again if they assign the account to a new collection agency? We got in a bad spot and had a car repo in 2002 and the company it was orginally financed through has changed collection agencies twice. We owed $14,000 on the... Read More

I was wondering if you have a bad driving record and ur trying to get good insurance, how long would the accidents or tickets stay on your driving record? Just like something on your credit report staying for 7 yrs, is it similar rules to a driving record?? I... Read More

I just applied for a loan today through subaru motor credit. A rep called me to ask some questions and then said I was approved. I failed to ask what the rate was. I call back and the person says that I need to be transfered to another dept. When I get... Read More

i payed my car off a year ago, and when i went to buy a house they said i owed VW credit $140.00, whats up with that. No letter in the mail, not on my credit report, nothing. has anyone had that same problem? or answer? Posted by gomez  Read More Ø

Thinking of applying for an fixed auto loan or car loan? You should start requesting for your credit report as soon as possible. All creditors, commercial banks, finance companies and even unconventional loan sources where you apply for an fixed auto... Read More

I know that obviously taking a loan out for a new car appears on your credit as a vehicle loan. - I am wondering how does leasing a car differ on your credit report, what type of account would it show up as? Posted by Jnj  Read More Ø

Hi, my question says all of it for the most part. If the number of credit checks in the past sixth month can negatively affect my credit rating, what if I’m shopping for car insurance and i’m getting quotes left and right? All insurance companies... Read More

them pulling my credit? I need to get new car insurance since after i get married I can no longer be on my parents but they all say they need to pull a driver record (understandable) and credit report why do they need a credit report I want to shop around... Read More

I need help getting a 30 day late from my credit report. It was made in April this year, and I have called Nissan twice now asking htem to remvoe it, and I have disputed on-line 5 times. I am tempted to write a letter to who ever is in charge at Nissan! Posted... Read More

I have often heard it said that the more people that look into your credit report the lower your score will become? If this is true how much is it affected? One point per hit? I ask because I have fair credit, I am applying for a car loan and shopping... Read More